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Terms of Service

Last Updated: March 11, 2025

1. Acceptance of Terms

Welcome to Estimate My Stock. These Terms of Service ("Terms") govern your access to and use of our website and stock prediction tool (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Service.

2. Description of Service

Estimate My Stock provides AI-powered stock price predictions and analysis. Our Service uses algorithms and artificial intelligence to analyze historical data and market trends to generate predictions about potential future stock prices. These predictions are for informational purposes only and should not be considered as financial advice.

3. User Accounts

You may be required to create an account to access certain features of our Service. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. Payment Terms

4.1 Free Usage: We offer limited free access to our Service, allowing users to generate up to three (3) stock predictions without charge.

4.2 Premium Access: After using your free predictions, you will be required to make a one-time payment to continue using the Service. The current fee is displayed on our website and may be subject to change.

4.3 Payment Processing: Payments are processed through our third-party payment processor. By making a payment, you agree to the terms and conditions of our payment processor.

4.4 Refunds: Due to the digital nature of our Service, all payments are final and non-refundable unless otherwise required by applicable law.

5. Disclaimer of Warranties

5.1 THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

5.2 We do not warrant that the Service will be uninterrupted or error-free, that defects will be corrected, or that the Service is free of viruses or other harmful components.

5.3 Stock predictions and financial information provided through our Service are based on algorithms and historical data. We make no guarantees regarding the accuracy, completeness, or reliability of these predictions. Past performance is not indicative of future results.

6. Limitation of Liability

6.1 IN NO EVENT SHALL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICE.

6.2 We shall not be liable for any losses, damages, or costs resulting from your reliance on information or predictions provided through our Service.

7. Risk Disclosure

Investing in stocks and securities involves substantial risk. The stock market is volatile and can result in significant losses. You should never invest money that you cannot afford to lose. Our predictions and analysis should be considered as just one of many tools to inform your investment decisions, not as the sole basis for such decisions.

We strongly recommend consulting with a qualified financial advisor before making any investment decisions. Our Service is not a substitute for professional financial advice.

8. Intellectual Property

8.1 The Service and its original content, features, and functionality are owned by Estimate My Stock and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

8.2 You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Service without our prior written consent.

9. User Conduct

You agree not to use the Service:

  • In any way that violates any applicable federal, state, local, or international law or regulation
  • To engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Service
  • To attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Service
  • To use any robot, spider, or other automatic device to access the Service for any purpose
  • To introduce any viruses, Trojan horses, worms, logic bombs, or other harmful material

10. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

11. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

13. Contact Us

If you have any questions about these Terms, please contact us at:

Email: terms@estimatemystock.com